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Are You Really Prepared for Retirement?

If you’ve been thinking more seriously about retirement — how income will work, how exposed you may be to market risk, how healthcare or long-term care could affect your plan, or whether everything will actually hold up over time — this short assessment is designed to help you take a clearer look.

It’s not a test, and it doesn’t assume anything about where you are. It’s simply a way to step back and see whether the pieces of your plan are working together the way you expect.

Answer 10 questions to better understand how prepared you may be across income, market risk, taxes, longevity, long-term care, and legacy.

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About Chris Maduri

Chris-MaduriChris Maduri is a retirement specialist and the founder of Vibrant Retirement.

He works primarily with individuals and families approaching or living in retirement, helping them think clearly about income, protection, long-term care, and how their plans are meant to hold up over time — not just in theory.

Chris’s work focuses on retirement-income strategies, including annuities and insurance-based solutions, and how they can be used thoughtfully as part of a broader, well-coordinated plan.

His approach is steady and practical. He helps people slow the conversation down, ask better questions, and make decisions they can live with over time.

Chris also collaborates with financial professionals seeking clear retirement-income and long-term care education and support for their clients.

The Retirement Readiness Assessment

1. Do you know how much guaranteed income you expect to receive each month in retirement? (For example: Social Security, pensions, annuities — not investment balances.)
2. If the market declined significantly, would your ability to meet monthly expenses be affected?
3. Do you have a clear plan for turning retirement savings into income you can rely on long term?
4. Have you considered how inflation, healthcare, or long-term care costs could affect your income over time?
5. Do you have a realistic sense of how long your assets are expected to last if you live well into your 80s or 90s?
6. Is protecting your principal an intentional part of your strategy — not just an assumption?
7. Do you understand how taxes may affect withdrawals from different accounts over time?
8. If you or your spouse needed long-term care later in life, do you know how that care would be paid for without disrupting the rest of your plan?
9. If something happened to you, would your spouse or family clearly understand the plan and next steps?
10. Have beneficiary designations and legacy considerations been reviewed within the past two years?

Prefer to skip the assessment?​

If you already know you’d like to talk things through, Chris sets aside time for a limited number of introductory conversations.

Request a Conversation

Disclosure:
This material is for educational purposes only and is not financial, tax, or legal advice. Insurance and annuity products are subject to terms, conditions, and suitability requirements. ndividuals should consult appropriate professionals regarding their specific circumstances.

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